Credit Unions Flying Hills, PA
Those who live, work, learn, and worship in Flying Hills, PA, and the rest of Berks County have access to one of the best credit unions in the nation: Bellco Federal Credit Union.
With us, members come first, and that means you.
Bellco Federal Credit Union started in 1938 as Bell Telephone Credit Union and continues to this day serving the individuals and business endeavors of Berks County, PA.
Our purpose is to drive progress for our joint owners/members, as opposed to traditional banks that exist to make money for shareholders. The money we make goes directly into operating costs and to facilitate low rates for products and better rates for those who deposit or borrow from us.
The Right Place for You to Spend, Save, and Borrow
The financial institution that will serve your needs for spending, saving, and borrowing should be one that puts you first as an individual rather than as a source of profits. If you have an idea of credit unions as being less than worthy, consider the traits of these institutions that may not be as you presume.
Transaction Protection - The reason you stash your cash in a financial institution rather than your mattress is protection. If the credit union isn’t insured, it’s no safer than in your home. Bellco Federal Credit Union offers the protection of the federal National Credit Union Administration up to $250,000 - the same as the FDIC protects traditional banking institutions.
Lower Interest Rates on Loans and Credit Cards - Borrowing from Bellco FCU comes with a significant advantage when borrowing funds. Whether you need to buy a car, a home, or recreational vehicle; spend on a credit card; or take out funds on your home’s equity, the interest rates will be quite a bit lower than the typical bank.
Higher Rates on Deposits - The other side of the coin is also true. When our members deposit funds into any sort of savings, money market, or retirement account, they can expect a higher return.
Low and No Fee Services - Being a federal credit union, Bellco FCU can provide free checking and savings, convenient bill pay and online banking, and even great incentives for members who choose our financial products and services.
Convenient Access to Customer Service and ATMs - Some credit unions aren’t able to provide convenience, not so with Bellco FCU. Across the country, our joint owners/members have access to cooperating credit unions for in-person service and ATMs where our members can grab some cash without a surcharge.
Become a Joint Member/Owner of Bellco FCU
To participate in any of the Bellco Federal Credit Union services or products, you’ll need to be a member. All of our members are also owners, buying into the credit union with a minimal deposit of $5 into a Primary Savings account.
If you reside, make your living, worship God, or attend classes in Berks County, PA, you’re eligible for membership. The grandparents, parents, children, brothers/sisters, and spouses of Bellco FCU members are also eligible to join.
With a single deposit of at least $5 to a Primary Savings account, your lifelong membership/ownership will begin. Our owners have the same amount of say regardless of the balance in their accounts, and membership remains throughout life.
Credit unions supply communities with a shared interest with financial products and services, and those individuals and businesses in Flying Hills, PA, should choose Bellco FCU. Financial empowerment, incredible benefits, and modern conveniences are all part of membership.