Credit Unions Mohnton, PA

The best place to stash your cash isn’t under your mattress, and it also isn’t in a traditional bank. Credit unions like Bellco Federal Credit Union near Mohnton, PA, serve their communities with dedication, skill, and key financial advantages, providing a safe place to keep your money and empowering you for spending, saving, and borrowing as required.

Owned by members with the goal of helping our community’s businesses and members, Bellco FCU isn’t obligated to shareholders like traditional for-profit banks are. The profits we make are paid back to our members in the form of low and no fees, great rates, and easily accessed modern services.

Advantages Federal Credit Unions Provide

If you’d like to maximize the earnings made on your deposits and pay less in interest when you need to borrow funds, choose credit unions. Being not-for-profit organizations, credit unions can pass on these benefits to their members/owners.

Credit unions also demand fewer fees for financial products and services. Bellco FCU provides many benefits to members. We don’t charge a monthly service fee, and the amount required to open an account is nominal at $5. Members also benefit from the facts that we don’t require a maintenance balance and provide online and mobile banking as a free courtesy.

Potential credit union members often imagine that they’ll be restricted from their funds. Bellco Federal Credit Union has two physical branches: one in Wyomissing and one in Sinking Spring. With a cooperative credit union network and thousands of ATMs throughout the country that you will be able to use without any fee, you’ll be in constant control of your financial present and future even when away from the area.

The National Credit Union Share Insurance Fund performs the same function as the FDIC, Federal Deposit Insurance Corporation. Your deposits will be protected up to $250,000. The myth of credit unions being an unsafe place for your money is yet another myth we’re happy to dispel.

Convenient access to banking is a deal breaker in today’s world. Life runs at too hectic of a pace not to be aware and empowered when it comes to your financial health. Bellco FCU, like other credit unions, provides all of the modern conveniences you should expect. These include three different mobile measures to move your money - including a web browser, our own app, and even by a simple text.

One thing credit unions have maintained is the dedication to hospitality, compassion, and neighborhood atmospherics. Bellco Federal Credit Union has a team of financial professionals ready to evaluate your situation and provide appropriate, quality solutions in the form of unique financial products and services.

Joining Bellco Federal Credit Union is straightforward. Anyone who is an immediate family member of a Bellco FCU member can join. Living, working, worshipping, and attending school in Berks County are also causes for eligibility. Once verified, a $5 deposit into a Member Savings account will secure your membership.

This membership will remain valid and in effect for the rest of your life regardless of any change in your circumstances.

Credit Unions like Bellco Federal Credit Union near Mohnton, PA, are the ideal avenue for financial transactions and products. To learn more about maximizing your financial present and future with our help, reach out online, via phone, or in-person by stopping in at one of our branches.